Last updated on September 11, 2026.
Smart Loan Access, along with our affiliated companies, brings content to you through our Website and email delivery. As a marketing and data company, we also help advertisers reach targeted audiences using information we collect about consumers. Our advertising services span online platforms, in-app environments, email, phone-based marketing, and additional channels. The data we collect about individuals may be shared with third parties and sold as part of our business operations. We additionally provide cross-context behavioral advertising, which means we track and use your behavior across different websites and apps to deliver relevant ads.
The personal information we collect when you visit Smart Loan Access—including information you actively provide and information we gather about you—is addressed in this privacy policy. We describe our collection, use, storage, and disclosure practices here. Please refer to our terms of service for more information about our website.
Carefully review this policy to understand our personal information policies and practices. If you object to our policies and practices, you should not use our website or subscribe to our email list. By accessing this website, using our services, or otherwise interacting with what we offer, you accept and agree to this privacy policy.
This Privacy Policy only governs the collection, processing and storing of personal information supplied to this website; it does not govern the collection, processing or storing of personal information by any third party. This Privacy Policy does not govern and is not applicable to any third party or any website that may be linked from Smart Loan Access, or from our newsletters. We encourage you to review the privacy policies of any websites you access through links from Smart Loan Access.
We collect information at this website that you choose to provide, including your name, email address, phone number, mailing address, and any information you submit through an inquiry form. We may supplement the data you provide with additional data obtained from third parties, such as affiliates and marketing or advertising partners, as well as other third-party data providers. In some cases, these providers are entities that have obtained your personal information from their own services. We also automatically collect some information using cookies and other tracking technologies to perform analytics on our website and to facilitate advertising. See below for more information.
“Personal information” refers to all data or information, regardless of format, processed in the course of the Company’s operations that identifies, relates to, describes, or is reasonably capable of being associated with a particular consumer or household, whether directly or indirectly.
You may be required to submit personal information when registering or subscribing to the Smart Loan Access, including your name, date of birth, street address, e-mail address, and phone number. Additional information is collected automatically via cookies and similar technologies, such as IP address, imprecise geolocation (inferred from your IP address), device ID, date and time of access, browsing patterns, and click activity. We may also obtain advertising-related information from data brokers or public databases, including interests, demographic attributes, prior locations, or purchase history. Certain limited categories of sensitive personal information may also be collected. More information about your rights appears below. “Your Privacy Rights” below.
California law requires us to disclose the types of information we have collected in the last year. The data we have collected includes identifiers (like your name, online usernames, email, or other similar unique identifiers); the personal information categories listed in Cal. Civ. Code Section 1798.80(e)) (the California Customer Records Statute) such as information that can be associated with someone in particular but isn’t available through public records; characteristics that are protected under California or U.S. federal law, like gender or race; internet or network activity, such as your browsing history; commercial information, including past purchases; professional or employment-related information, like your resume or current job; imprecise geolocation data; and inferences we can make from other personal information.
We may sell or share the information we collect with third parties and affiliates for marketing and advertising purposes. You have the right to opt out of these uses at any time by visiting here or by calling 855-960-3059.
We do not directly collect Sensitive Personal Information, which includes data relating to race or ethnicity, religion, precise geolocation, LGBTQ+ identity, health conditions, financial account information, or citizenship status. However, we may indirectly receive information through automated technologies such as cookies that track visits to certain web pages, potentially indicating interest in sensitive subject areas. For instance, engagement with content related to specific ethnic groups or medical topics may suggest such interests. These inferences are not made by us but may be drawn by affiliated companies or third parties with whom information is shared. If state or local law requires consent to process Sensitive Personal Information, our affiliates will not make sensitive inferences. We do not collect or use personal information concerning children under 18.
We use personal information to send you newsletters that you request and to provide content or marketing messages by email or via other channels. We also share your personal information with our partner companies, who may also send you marketing messages by email or otherwise. You can opt out here. Our use of your personal information may be considered “cross context behavioral advertising” in some cases.
We sell or share personal information with our affiliates and with partner companies to be used for marketing purposes, including cross context behavioral advertising. We also enable access to personal information for companies who perform services for us, including services related to cross context behavioral advertising, analytics, advertising fraud detection, information security, web hosting, or similar services. We contract with third parties who have access to personal information to ensure that they use appropriate data security and comply with laws. We may also share personal information where required by law (for instance if we receive a subpoena or court order), or to protect any person’s health or safety.
Personal information may be disclosed to law enforcement, regulatory bodies, courts, government entities, or other third parties where necessary to comply with applicable laws, court orders, or legal processes, to respond to governmental or regulatory inquiries, to protect individuals’ rights or safety, or to enforce our contractual rights, including payment and collection obligations. We may also disclose personal information to a successor entity or purchaser in the event of a merger, acquisition, restructuring, liquidation, or other transfer of assets involving our business.
Personal information may be disclosed to third parties for purposes you have approved, whether those purposes are communicated when you provide the information or outlined elsewhere in this privacy policy.
Third-party advertising and analytics services companies may use information gathered at this site to place advertisements on other websites, perform tracking and reporting functions for those sites and our advertisements, and place third-party advertisements on our Website. These third parties may collect information about the websites you have viewed and advertisements with which you have interacted. Other information that may be collected include your IP address, date and time of interaction, your Internet Service Provider (ISP), and the browser you use to visit this Website. This information may be combined with personal information like your name or email address and may be used to deliver advertising from us or from other companies, through email or through social media sites (known as “cross-context behavioral advertising”). This combined information may also be used to improve our understanding of your interactions with our Website and advertisements.
We use cookies and other technologies that are used to operate this site, to improve your experience as a visitor, to provide personalized content and advertisements, and to monitor marketing campaigns and other communications. Cookies are small data files that are used to recognize you when you visit certain websites. Cookies are used for different purposes, and we use cookies for several purposes: for operation of the website, for analytics and tracking, and for advertising purposes. You can customize cookie settings in your browser settings to limit some or all cookies. You can also delete cookies at any time.
The specific types of technologies we use for this data collection include:
We recognize and process Global Privacy Control (“GPC”) signals and other universal opt-out preference signals as valid requests to opt out of the sale and sharing of your personal information. When we detect these signals from your browser or device, we will automatically opt you out of the sale and sharing of your personal information associated with that browser or device, without requiring account creation or additional verification. We do not and do not want to track every site you view on the Internet. As noted above, you can block or delete certain cookies at any time using the cookies settings in your browser. If you opt out or use a browser-based “do not track” setting, including the GPC this will cause an opt-out cookie to be set on your browser to block certain cookies from further data collection. If you later delete this opt-out cookie or alter your GPC browser settings, automated data collection may re-start.
You have rights with respect to your personal information, including the right to know what data we collect and how we use it (please review this policy), to obtain a copy of data we have collected about you, to ask us not to share your information with third parties, to have data deleted (including any sensitive personal information), to correct incorrect information (please request deletion), to ask us to limit the use of sensitive information (please request deletion), to opt-out of the sale or sharing of your data for cross-context behavioral advertising, or to make other requests. You, or an agent authorized to act on your behalf, may exercise your rights at any time at this page, or by calling 855-960-3059. If you have additional questions or concerns after you have exercised your rights, you can contact us using the information in the “Contact Us” section below. If we are unable to resolve your issue you may in some cases also be able to contact a local privacy authority in your state.
If you would like to log complaints, please see below for contact information:
For the FTC: ReportFraud.ftc.gov or go to ftc.gov/complaint. You can also go directly to the Better Business Bureau complaint portal at bbb.org/file-a-complaint.
Please note, we cannot respond to your request or provide you with personal information if we cannot verify your identity or your authority to make the request. As such, a verifiable consumer request must:
Making a verifiable consumer request does not require that you to create an account with us. We will not use the personal information you provide in a verifiable consumer request for any purpose beyond verifying your identity, authority to make a request, or to otherwise process your request. We will respond to a verifiable request within 45 days of receipt. If we require additional time, up to 45 additional days, we will notify you in writing of the reason and the extension period within the first 45 days.
If we reject a request in accordance with applicable law and you wish to appeal our decision, or if you have additional concerns or questions about our privacy practices, you can contact us using the information below. Depending on where you live, you may also have the right to contact a local privacy authority in your jurisdiction. We will not discriminate against you for exercising your data subject rights.
Our site may be used only by individuals aged 18 and older. We do not knowingly collect or process personal information from anyone under the age of 18. We will remove any personal information relating to an individual under if we become aware that it has been submitted to us in violation of our policy.
We protect the personal information in our care using commercially reasonable technical, organizational, and physical security measures. Our program includes policies, procedures, and training for staff and contractors who have access to personal information, as well as automated internal and external monitoring. We also audit our practices regularly and track and respond to emerging threats.
We keep personal information for the period necessary to fulfill the purposes for which it was collected, as described in this policy, and for as long as required by applicable law. Personal information that is no longer needed is deleted or rendered non-identifiable.
We reserve the right to change or update this Privacy Policy at any time and without advance notice. The updated policy will be applicable from the “effective date.” You should occasionally review this Policy to stay updated on how we may collect, use, and share personal information.
This website is based in the United States, and is intended for U.S.-based users. When you visit our website, you understand and acknowledge that your personal information will be processed in the United States, subject to applicable U.S. laws.
For more information or for any issues, please email us at [email protected] or 3012 NJ-27 Unit 6 #291, Kendall Park, NJ, 8824.
3012 NJ-27 Unit 6 #291, Kendall Park, NJ, 8824